Invite-only while in development

Every account.
One clear picture.

Vekslo links your banks through Plaid and turns raw transactions into budgets, payoff plans, and monthly reports you will actually read.

Invites go out in waves. No spam, one email when it is your turn.

app.vekslo.io
The Vekslo dashboard showing net worth, cash flow, spending pace, and recent activity with demo data

Built for the whole picture

Budgets that pace themselves

Set a monthly limit per category and see mid-month whether you are ahead or behind, not just the total.

A real debt payoff plan

Avalanche, snowball, or your own order — with a debt-free date and the interest you avoid by paying extra.

Recurring, before it hits

Subscriptions and bills are detected automatically, so you see what is due before it leaves your account.

Rules, not chores

Write a rule once and every matching transaction is categorized for you — splits and transfers included.

Reports you can keep

A monthly PDF with cash flow, category shifts, and net worth — the kind of statement banks stopped sending.

Net worth over time

Balances from every linked account, tracked daily and charted across months, assets minus debts.

Simple pricing

Founder rate

Waitlist

$8 / month

Founder rate for waitlist members — locked for life.

Join the waitlist

Price at public launch: $10/month or $96/year.

Questions

Is my banking data safe?

Vekslo connects through Plaid with read-only access. Your bank credentials never touch our servers, and account data is encrypted at rest.

Do you sell my data?

No. The subscription is the business. You are the customer, not the product.

Where does Vekslo come from?

It started as a personal, self-hosted finance dashboard. The hosted version is the same product, run for you. The name is Norwegian: veksle, to exchange — the word for making change.

When do I get access?

Invites go out in waves from the waitlist. You get one email when it is your turn, and your place is never sold or skipped.

Privacy Policy

Effective September 17, 2026

Vekslo is in invite-only development. This policy covers the waitlist and early access. It will be reviewed and expanded before public launch.

Who we are

Vekslo is a personal finance application operated from the United States. You can reach us at hello@vekslo.io.

The waitlist

When you join the waitlist, we store your email address. We use it for one purpose: to send you an invite when it is your turn, and rare updates about launch. We do not sell it, share it, or add it to any other list. Email hello@vekslo.io at any time to be removed.

Your financial data

When you use the app itself:

  • Bank connections run through Plaid with read-only access. Your bank credentials go to Plaid, never to us, and we cannot move your money.
  • We store the account balances and transactions Plaid provides, encrypted at rest, and use them only to power the features you see: budgets, debts, recurring detection, and reports.
  • We never sell your data or share it with advertisers. The subscription is the business.
  • You can disconnect an institution at any time, which removes its accounts, transactions, and balance history. You can request full deletion of your account and all its data by email.

Cookies and analytics

The app uses a session cookie to keep you signed in. This site sets no tracking cookies and runs no third-party analytics.

Changes

We will update this policy as the product grows, and note the effective date at the top. Material changes will be announced by email to account holders.

Terms of Service

Effective September 17, 2026

Vekslo is in invite-only development. These terms cover early access. They will be reviewed and expanded before public launch, including billing terms for the paid subscription.

The service

Vekslo is a personal finance dashboard: it links your financial accounts through Plaid and presents budgets, debt payoff plans, recurring detection, savings goals, and reports. During early access the service is provided as-is, features may change, and availability is not guaranteed.

Not financial advice

Vekslo organizes and presents your own financial data. Nothing in the product — including payoff plans, forecasts, and reports — is financial, investment, tax, or legal advice. Decisions you make based on it are your own.

Your account

  • You must provide accurate information and keep your credentials secure.
  • One account per person; access during early access is by invite and non-transferable.
  • You may not attempt to disrupt the service, access other users’ data, or use the service for unlawful activity.

Your data

Your data is yours. How we handle it is described in the Privacy Policy. You can export your transactions from the app and request deletion of your account at any time.

Termination

You can stop using Vekslo and request account deletion at any time. We may suspend accounts that violate these terms. If we ever discontinue the service, you will get notice and a window to export your data.

Changes

We may update these terms as the product moves toward public launch. The effective date above will change, and material changes will be announced by email.

Contact

Questions about these terms: hello@vekslo.io.